Offset home loan account
100% Offset Home Loan Account
Everyone with a home loan wants to find a way to save money and pay-off their loan sooner. A 100% Offset Home Loan Account, will allow you to pay-off that loan sooner than you expect.
Since your loan repayments will be deducted from the offset account, this type of loan is ideal for:
- Double income families with high daily living expenses
- Salaried individuals
- Those who can live with a fixed monthly living budget
- Those who want to minimize the interest charged on their loan
If you know that paying off the loan will be a priority, then a 100% offset account is for you. However, there are things you need to watch for like, higher fees and a minimum maintaining balance.
What’s next?
If you want to get a personal individual assessment and discuss what your options are? Contact us on 1300 CAP ONE (227 663) or fill in our Free Assessment Form.