Offset home loan account

100% Offset Home Loan Account

Everyone with a home loan wants to find a way to save money and pay-off their loan sooner. A 100% Offset Home Loan Account, will allow you to pay-off that loan sooner than you expect.

Since your loan repayments will be deducted from the offset account, this type of loan is ideal for:

    1. Double income families with high daily living expenses
    2. Salaried individuals
    3. Those who can live with a fixed monthly living budget
    4. Those who want to minimize the interest charged on their loan


If you know that paying off the loan will be a priority, then a 100% offset account is for you. However, there are things you need to watch for like, higher fees and a minimum maintaining balance.

What’s next?

If you want to get a personal individual assessment and discuss what your options are? Contact us on 1300 CAP ONE (227 663) or fill in our Free Assessment Form.

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