Mortgage Health Check

A home loan health check is a free 20 minute discussion, aimed at fine-tuning your home loan and uncovering any potential ways to save you money and time.

Conducting an annual Mortgage review is a wise decision, as it will give you an understanding of other offers that exist, which could save you thousands or at the vary least give you peace of mind.

Now this is where things get a little more complicated, but it doesn't have to be. This is why we encourage you to ask yourself the following:

  • Is my interest competitive?
  • Am I paying unreasonable high ongoing fees?
  • Does my loan have the features that I really need?
  • Are you paying your salary directly into an Offset account to reduce your loan balance and save on Interest?
  • Have my circumstances changed and is my loan a good fit for me now?
  • Do you need to consolidate some debts?

Refinancing your home loan is often a simple process and if you could potentially save yourself thousands, then is it worth the effort? With interest rates at their lowest for over 50 years, there are some great rates available, without the need to sacrifice the features that are important to you.

How Does it work?

By providing us with a few simple details about your current home loan we can then get to work on your Mortgage Health Check.

Mortgage Health Check is free of charge and involves a comprehensive analysis of your current home loan, by one of our mortgage brokers. All you have to do is spend a few minutes filling in the form below and then we will:

  • Compare your loan with home loans available from over 25 banks and lenders.
  • Provide you with a report on the best options available, including information on interest rates, fees, monthly repayments, terms and conditions of the loan as well as additional features.
  • In cases where you choose to Refinance your loan, we'll assist you with transferring your loan so it is as easy and hassle free as possible.

It takes only a few minutes to fill in the form, but that saves hours of searching and comparing all the available loan products. Let our Mortgage Specialists do all the leg work for you and you may find that we could save you thousands of dollars.

So if you want to learn more about optimising your home loan

Contact us on 1300 CAP ONE (1300 227 663) or fill in our Free Assessment Form. We will contact you within 24 hours with your options.